Praco Gun & Pawn

Pawn with Praco

Need some quick cash? We are here to help!

Almost everyone has run a bit short of cash at some point and Pawn Loans are a quick and easy way to get it. A Pawn Loan is simply a loan backed by collateral you bring into the store. The most common items to pawn are guns, jewelry, coins, electronics, musical instruments, and tools.

NO CREDIT CHECK REQUIRED!
NO LOAN APPLICATION REQUIRED!

We base the loan on the valuables you bring in and your items will be securely stored until you return. At any time during the loan period, you can pay your balance and have your items returned to you. Pawn interest rates are set by the Texas Office of Consumer Credit, who licenses, regulates, and audits pawn shops.

If you are unable to pay the loan in full by the end of the loan period, you can request a renewal where you only pay the interest portion of the loan. At the time of renewal, you will receive a new pawn ticket. Additionally, we offer loan extensions that allow you to pay a portion of the interest and thereby extend the due date. If you are unable to repay the loan, you can surrender your collateral without any repercussions to your credit or penalties.

 Please note that the pickup or renewal of firearm loans require completion of ATF form 4473 and the NICS background check.